New Feature: Multi-Currency Support for Global Financial Management

Today marks a significant milestone for Projected Cash Flow as we launch comprehensive multi-currency support. This powerful new feature transforms how you can manage international finances, bringing all your accounts together regardless of their currency.

Why Multi-Currency Support Matters

In our increasingly global economy, many of us deal with multiple currencies daily:

International Freelancers receive payments in various currencies from clients worldwide
Digital Nomads maintain bank accounts in different countries as they travel
Remote Workers get paid in foreign currencies by international employers
Investors hold assets and accounts denominated in different currencies
Expatriates manage finances across their home and residence countries

Until now, tracking these diverse accounts meant juggling multiple tools or complex spreadsheets. Not anymore.

How It Works

Our multi-currency implementation leverages your existing Lunch Money setup, which already handles the heavy lifting of currency conversion. Here's what you can expect:

Automatic Currency Detection

When you connect your accounts through Lunch Money, Projected Cash Flow automatically detects each account's native currency. Whether it's USD, EUR, GBP, JPY, or any of the 40+ supported currencies, we've got you covered.

Real-Time Conversion

All foreign currency accounts are automatically converted to your primary currency for unified reporting. Your Net Worth calculation intelligently combines all accounts, giving you a true picture of your total financial position.

Native Currency Display

While calculations happen in your primary currency, each account still displays its balance in its native currency. This means you can see your EUR savings account in euros while your Net Worth shows the total in USD (or your chosen primary currency).

Smart Exchange Rates

Exchange rates are managed through Lunch Money's integration, ensuring you always have up-to-date conversion rates without any manual intervention.

Key Benefits

1. Unified Net Worth Tracking

See your complete financial picture at a glance. No more mental math or spreadsheet calculations to understand your true net worth across all currencies.

2. Accurate Cash Flow Projections

Project your future cash flow with confidence, even when income and expenses come from accounts in different currencies. Our projection engine handles all the conversions automatically.

3. Simplified Debt Management

Track credit cards and loans in any currency. Our debt snowball calculator works seamlessly across currencies, helping you optimize your debt payoff strategy globally.

4. Better Financial Decisions

Make informed decisions about international transfers, foreign investments, and currency exposure with all your data in one place.

Real-World Use Cases

For International Freelancers

Sarah, a graphic designer, receives payments in USD from American clients, EUR from European clients, and GBP from UK clients. With multi-currency support, she can:

Track all client payments in one dashboard
See her total income in her home currency (CAD)
Project cash flow across all her accounts
Plan for tax payments with accurate income totals

For Digital Nomads

Marcus travels between Thailand, Portugal, and Mexico while working remotely. He maintains:

A USD account for his salary
A EUR account for European expenses
A THB account for Southeast Asian travels
A Mexican peso account for local expenses

Now he can see exactly when each account might run low and transfer funds proactively, avoiding expensive emergency transfers or overdraft fees.

For International Investors

Lisa invests in global markets and holds:

US stocks in a USD brokerage account
European index funds in EUR
UK property income in GBP

She can now track her total investment portfolio value and plan her cash flow needs across all currencies from a single dashboard.

Getting Started

If you're already a Projected Cash Flow user with multi-currency accounts in Lunch Money, you don't need to do anything! The feature is automatically available:

Your foreign currency accounts will display with their native currency symbols
Net Worth calculations will include automatic conversion
Cash flow projections will work across all currencies

Setting Your Primary Currency

Your primary currency is automatically detected from your Lunch Money settings. This becomes your "home" currency for Net Worth calculations and unified reporting.

Currency Support

We support all major world currencies, including but not limited to:

Americas: USD, CAD, MXN, BRL, ARS, CLP, COP
Europe: EUR, GBP, CHF, SEK, NOK, DKK, PLN, CZK
Asia-Pacific: JPY, CNY, KRW, AUD, NZD, SGD, HKD, INR
Middle East & Africa: AED, SAR, ILS, ZAR, NGN, KES, EGP

Technical Implementation

For the technically curious, here's how we built this feature:

Currency Detection

We read the currency field from each account provided by Lunch Money's API. This ensures we always display the correct currency symbol and format for each account.

Conversion Logic

We use the to_base field from Lunch Money, which provides the account balance already converted to your primary currency. This means:

No separate API calls for exchange rates
Consistent conversion rates across all features
Reduced complexity and improved performance

Fallback Handling

For accounts without multi-currency data, we seamlessly fall back to standard balance display, ensuring backward compatibility.

What's Next

This is just the beginning of our international finance features. We're exploring:

Currency conversion trends and analytics
Multi-currency budgeting tools
Exchange rate alerts for optimal transfer timing
Currency exposure analysis for investors

Start Tracking Your Global Finances Today

Multi-currency support is available now for all Projected Cash Flow users. If you haven't tried our platform yet, there's never been a better time to start. Sign up for your 7-day free trial and see how easy managing international finances can be.

Questions or Feedback?

We'd love to hear about your experience with multi-currency support. How are you using it? What additional features would help you manage your international finances better? Contact us with your thoughts and suggestions.

Managing money across borders doesn't have to be complicated. With Projected Cash Flow's multi-currency support, you can finally see your complete financial picture, no matter where in the world your money lives.

Happy tracking, wherever your currencies may be! 🌍💰